|Facts||What does Community Credit Line do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depends on the product or service you have with us. This information can include:
• Your social security number and income
• Account balances and payment history
• Your credit history and credit scores
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community Credit Line chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Community Credit Line share?||Can you limit this sharing?|
|For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes– to offer products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||NO|
|For our affiliates’ everyday business purposes– information about your transactions and experiences||YES||NO|
|For our affiliates’ everyday business purposes– information about your creditworthiness||YES||YES|
|For our affiliates to market to you||YES||YES|
|For non-affiliates to market to you||NO||WE DON’T SHARE|
|To Limit Our Sharing||• Call 1-800-238-0941
• Visit us online: Communitycreditline.com or
• Contact us via email: support@Communitycreditline.com
Please Note: if you are a new customer, we can begin sharing your information 30 days from the date we sent this notice unless you have expressly directed us to immediately share your information. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
|Questions?||Call 1-800-238-0941 or go to Communitycreditline.com.|
|Who we are|
|Who is providing this notice||Community Credit Line|
|What we do|
|How does Community Credit Line protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
All information collected is stored in a technically and physically secure environment.
|How does Community Credit Line collect my personal information?||We collect your personal information, for example, when you
• Apply for a loan
• Give us your income information
• Provide employment information
• Provide account information
• Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes, information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial or nonfinancial companies.
•Prime Credit Line
|Nonaffiliates||Companies not related by common ownership or control. They can be financial or nonfinancial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|