is impeccably honest in her life
Community Credit Line is not exclusively about loans; our focus is really on the people we serve. We believe that if we take care of our customers, our customers will take care of us.
In an industry where personal connections are virtually nonexistent, Community Credit Line provides you with a relationship manager who is responsible for handling all aspects of your account. Aside from making sure our clients get the money they need, the main responsibility of our relationship managers is to help our clients remember how amazing they are as individuals. We feel so honored to have the clients we do and we look forward to serving you!
“ My experience has been awesome from the very beginning! The account manager assigned to my loan made quite a first impression when she said she liked to know her clients personally. In between transactions, we discussed my exercise and healthy eating program, our love for animals, etc. In that moment, I felt like a real person—not a number or dollar sign, but a valued customer. I find it so refreshing to see there's a company out there who truly cares and shows concern and compassion and provides great customer service regardless of the hustle and bustle to reach goals in the business world. I just had to let you know you have an exceptional account manager on your team. “
“ I thank you for the part you played in granting me major financial relief. In faith and with grace I will overcome the challenges I face, both health and financial. This too shall pass. I wish you well as you face your own challenges, and thank you again for your incredible act of generosity. “
“ I would like to thank you for such good service. You have helped me so much. All of you have come to be a part of my family. Just talking to you all has helped me me get through some of the darkest days of my life. You always make me feel good with your kind words. I love you all. Thank you. “
“ Thank you for your kindness. Some of these collectors are so cruel. Don't they know if I had it to pay I would, or wouldn't have needed the loan to begin with? Telling me to sell myself, or that they are going have me lose my job... While those scare tactics may be illegal, it does not lessen the fear and sickness that you experience when they say it. So thank you. In all honesty, your compassion is what makes me want to pay you first and if I have to choose between one or another, I'll always go with the one who is kind, so thank you!!! “
“ Never have I had such a pleasurable loan experience as I’ve had with you! You’re a true people person and deserve to be thanked officially! Please let your company know how much I enjoyed working with you on my loan! This world is tough and people like you make it easier and I thank you from the bottom of my heart! Thank you, thank you, thank you! I’m so glad you’re my loan company! “
a. No! We are the opposite of any other short-term loan lender you’ve ever worked with! If that sounds too good to be true, read through the following questions and answers to see for yourself.
a. Because we understand that funds are often tight, we offer a generous grace period from the time you take out a loan with us until the first payment is due. Our average initial grace period is 23 days.
a. Absolutely. Because we appreciate how conscientious our clients are about being financially responsible, we will always work with you. If your payment due date is approaching and you know you’re going to need another day or two to get your ducks in a row, please don’t hesitate to call us! We will adjust your account and give you an extra 3-business-days grace period to make your payment on time.
a. No! We do not charge any late fees. Nobody loves to have a payment bounce and the last thing we want to do is make things worse. Our goal is to help our clients get back on their feet without slamming them with additional fees.
a. No problem! We offer several extensions over the life of a loan and payment plan options as well. We love our clients and want to help you out in any way that we can! If you can’t make a payment, call in and talk with your relationship manager and we’ll be sure to get you taken care of.
a. No. This is why we offer extensions to our clients. There are no late fees and no double payment is required. We understand that things come up and we appreciate our clients’ honesty when they call in to let us know what is going on. Because of your excellent repayment history, we are always willing to work with you.
Please feel free to drop us an email from the form below and
we’ll get back to you as soon as we can.
*Community Credit Line is a tribal lending entity wholly owned by the Big Lagoon Rancheria Band of Yurok and Tolowa Indians of the Big Lagoon Rancheria (“Tribe”), a sovereign nation located within the United States of America and a federally recognized Indian tribe that is created for the benefit of the Tribe and operating pursuant to Tribal law, and is operating within the Tribe’s Reservation. Community Credit Line reviews and approves loans in the Tribe’s offices. Community Credit Line is a licensed tribal lender in compliance with the Tribe’s Consumer Financial Services Regulatory Code, a copy of which can be found here Big Lagoon Rancheria Tribal Consumer Financial Services Regulatory Code. You can contact the Tribe at email@example.com or by mail at Community Credit Line, 600 F. Street, Ste 3, #721 Arcata, CA 95521.
Applications processed and approved before 3:45 P.M. MST are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. You may refer to the Loan Cost & Terms section for additional details however complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.
Notice: This is an expensive form of credit. Community Credit Line provides loans which are designed to help you meet your short-term and/or emergency borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit may be less expensive and more suitable for your financial needs. Alternative sources you could consider include: a credit card cash advance; personal loans; home equity line of credit; existing savings; or borrowing from a friend or relative. Individuals with credit difficulties should seek credit counseling. We encourage clients to pay in full as soon as possible without any pre-payment penalty, doing so will result in cost savings.